"When is a Good Time to Buy?"

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It is a Great Time to Buy!

Owning a home is an investment in your future.  A home not only provides financial benefits but it also provides shelter and security to families.  Here are some of the reasons why now is such a good time to buy:

Motivated Sellers and Inventory – In the Baton Rouge, LA area affordability is high and there is an abundance of inventory.  There are many options out there for buyers and sellers who are willing to negotiate and work towards a win-win situation that works for both parties.

Home Buyer Tax Credit for first time home buyer up to $8,000 until April 30, 2010.  Also expanded to include a credit up to $6,500 to home owners who have lived in their primary residence for 5 of the last 8  years and purchase a new or existing home between November 7, 2009 and April 30, 2010.  Other factors affect the size of the credit and purchaser eligibility so talk to your real estate agent or visit www.realtor.org/home_buyers_and_sellers , and consult a tax expert for full details.

Mortgages are at Historically Low Rates for buyers who qualify.  Go to ww.FreddieMac.com and view the primary mortgage market survey for more information on the latest rules.  In addition, low interest rates, coupled with recent price declines, give people looking to upgrade a unique opportunity to take advantage of market conditions.

So why wait?  It is a great time to buy!